Rabu, 22 April 2009

Understanding the Risks Life

Human planning, but also that God determines. This expression seems to have been prevalent and we hear there may also have been since the times of yore. If we are careful, this expression actually contain a hidden message: life is full of risk. What? Many Mother-Father. From the least risk, such as slip in the bathroom, until the risk of loss of property, body, and even fatal.

There are many goals in front of which there still want to achieve. Therefore, in achieving goals before, you should also prepare for a number of risks that may occur.

One of the anticipated risk that you can do is to take some insurance. Here I'll tell you the various risks that may occur to you, and insurance as the solution to the risk.

Death

Risk of death can happen at any time without presumed. When the deceased is a kara, is not necessarily a problem. However, if the deceased was still have dependent children or other family members. How do they become? From which they can eat and pay school fees?

If you currently have a lot of people that you responsibility, of course, life insurance should be considered. When you have life insurance, then the people who leave you will get some insurance money that he can use to pay for his life. So, there is a third party who will "keep" the people you leave.

In Takaful Takaful products have Falah options that can be pure insurance protection that get at least 5 years and a maximum of up to 65 years old, the amount of money can guarantee you specify your own starting from 100 million to 1 billion surplus this product ... if the customer is not by accident until end of the agreement, the customer not only get the results of the premium already in the tube, but get the cash value is a good value. but this product is the actual value protection in cash can not be given because you are not saving, but this is the excess Takaful Falah, our insurance companies as sharia only manage your finances as the holder of trust is managed according to principles of sharia, which is the premium you are setorkan to Takaful as an investment / funds good for helping a fellow participant, you already get a reward from donations not your investment.

Accident

Wherever you are, the risk of accidents will continue to be just there. You ride a car, bus, plane, train, ship, what little chance there was.

What happens if you have an accident? You will usually be taken to the hospital. You will also stay overnight if injury you need to care long enough. Worst result you can no longer work and earn money.

Therefore, Mr., Mrs., to anticipate the risk of capture is only the accident insurance. Accident insurance to provide insurance money if you have an accident so it must be treated in the hospital, the disabled, or time critical. Just as death insurance, Takaful provides product-specific accident and treatment of accident and permanent disability therefore.

Pain

Pain is a risk that can come without the law, the risk this can happen to you, beloved wife and your children. To wake of this situation, you can take the Takaful insurance in the Family Care for your family or individual health care non-saving.

Musing on the House

Recently we often see the news of a fire, theft, flood, and others. Whether the market, office, and residential. If it overrides natural home that you use now, imagine what will happen. Maybe not all people have enough money to rebuild houses in the accident have Takaful Insurance House Full Package Fire and housing to keep your risk of damage to the house price premium is affordable.

Musing on the means of transportation

Do you have a car or motorcycle? Your vehicle also has a possibility of an accident. Even with the drive is very careful can still fall victim due to carelessness of other drivers do not know the rules.

When the risk of an accident is quite big, there's no one to take car insurance. Especially when the vehicle is to support you in finding support and take you in day-to-day activities. If you have insurance, the damage occurs when an insurance company will bear. Takaful program provides All Risk, Abror, and TLO (total lost only) to repair damage to your car.

Conclusion

There are a variety of insurance that you prioritize. Then you can determine whether it needs to take some or all of the need. You know your exact condition. Welcome to join the insurance.

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