avoid fraud

do not believe the promise of fabrication of various companies before you have any evidence about the transaction that has been done, because if you have any evidence, can provide assurance that what you do is correct.

steps to avoid fraud: check the evidence that has happened, find the validity and completeness of the information required in the transaction, if it is not found, then you are misguided.

"watch out if the transaction is invalid" may examine you need to know everything, because if not, then you receive a loss of time and effort.

life insurance

The bodies of the 10 victims of Friday's plane crash near Mimika were evacuated Monday from the crash site on the slope of Mt. Gergaji in Ilaga district, Puncak Jaya regency, by a joint search and rescue (SAR) team.

The SAR team, comprised of members of the Mimika branch of the National SAR agency and PT Freeport Indonesia's Emergency Response Rescue, evacuated the 10 bodies to the district capital of Ilaga for identification.

"A medical team and a team from the Papua provincial police are identifying the bodies before handing them over to their respective families," SAR team chairman and Mimika Air Base commander Lt. Col. Easter Hariyanto said.

A Mimika Air aircraft crashed Friday into the slope of Mt. Gergaji Friday, some 13,000 feet above sea level, reportedly due to bad weather. The plane did not explode but was found upside down and with major damage to its front and one wing.

All 10 passengers, including two crew members, were killed in the accident. Secretary of the Puncak Jaya poll body Marthen Jitmau, chairman of the Puncak Jaya election supervisory committee Herman Senanfi and church minister Martina Kiwak are among the deceased.

Bad weather and geographical difficulties in reaching the crash site hampered search and rescue efforts, delaying evacuation until Monday. The five-member joint SAR team was deployed to the crash site on Sunday to recover the bodies and prepare them for Monday's evacuation.

"I have just returned from Ilaga to directly monitor the evacuation process from the hard to reach site on the slope of Mt. Gergaji," Hariyanto told reporters at Moses Kilangin Airport in Timika on Monday.

He said three of the bodies would be sent to their families in Mulia on Tuesday. Marthen Jitmau will be flown to Sorong, West Papua, Herman Senanfi to Sentani, Jayapura, while Myanmarese pilot Ni Lin Aung and copilot Makmur Susanto will go to Timika before being sent to Jakarta.

"The evacuation today has run relatively smoothly, only that we have to make sure *the identity* of the victims before sending them to their families," Hariyanto said.

Head of the Mimika Air Transportation Sub-agency John Rettob, who is also operator of Mimika Air, added that the bodies of the plane's pilot and copilot had yet to be evacuated to Mimika as identification of the bodies had not yet been completed.

John said five members of PT Freeport's Emergency Response and Rescue team continue to stay at the rescue site to further check on the condition of the plane.

John also denied reports published and broadcast in local print and electronic media claiming that the plane was 21 years old. He said it was made in Switzerland on February 2008 and was bought by the Mimika Air in September of the same year.

"It was in a good condition and was airworthy as mentioned in the trial letter and license issued by the Indonesian Transportation Ministry," John said.

He added that the plane was officially launched on December 2008 following a long process and was operated by PT Trans Mimika under the ownership of the Mimika regency administration.

The plane, he went on, was insured by British insurance company Parahorizon and Indonesian insurance company Tugu Prima.

He said an official from the insurance company had gone to the crash site to verify the fate of the aircraft. He added that according to the insurance policy, the Mimika regency administration would receive a replacement plane.

"I'm optimistic that the regency administration will have another new plane provided by the insurance companies according to the agreed insurance policy," John said, adding the insurance value of the plane was Rp 2 trillion (US$260 million).

Understanding the Risks Life

Human planning, but also that God determines. This expression seems to have been prevalent and we hear there may also have been since the times of yore. If we are careful, this expression actually contain a hidden message: life is full of risk. What? Many Mother-Father. From the least risk, such as slip in the bathroom, until the risk of loss of property, body, and even fatal.

There are many goals in front of which there still want to achieve. Therefore, in achieving goals before, you should also prepare for a number of risks that may occur.

One of the anticipated risk that you can do is to take some insurance. Here I'll tell you the various risks that may occur to you, and insurance as the solution to the risk.

Death

Risk of death can happen at any time without presumed. When the deceased is a kara, is not necessarily a problem. However, if the deceased was still have dependent children or other family members. How do they become? From which they can eat and pay school fees?

If you currently have a lot of people that you responsibility, of course, life insurance should be considered. When you have life insurance, then the people who leave you will get some insurance money that he can use to pay for his life. So, there is a third party who will "keep" the people you leave.

In Takaful Takaful products have Falah options that can be pure insurance protection that get at least 5 years and a maximum of up to 65 years old, the amount of money can guarantee you specify your own starting from 100 million to 1 billion surplus this product ... if the customer is not by accident until end of the agreement, the customer not only get the results of the premium already in the tube, but get the cash value is a good value. but this product is the actual value protection in cash can not be given because you are not saving, but this is the excess Takaful Falah, our insurance companies as sharia only manage your finances as the holder of trust is managed according to principles of sharia, which is the premium you are setorkan to Takaful as an investment / funds good for helping a fellow participant, you already get a reward from donations not your investment.

Accident

Wherever you are, the risk of accidents will continue to be just there. You ride a car, bus, plane, train, ship, what little chance there was.

What happens if you have an accident? You will usually be taken to the hospital. You will also stay overnight if injury you need to care long enough. Worst result you can no longer work and earn money.

Therefore, Mr., Mrs., to anticipate the risk of capture is only the accident insurance. Accident insurance to provide insurance money if you have an accident so it must be treated in the hospital, the disabled, or time critical. Just as death insurance, Takaful provides product-specific accident and treatment of accident and permanent disability therefore.

Pain

Pain is a risk that can come without the law, the risk this can happen to you, beloved wife and your children. To wake of this situation, you can take the Takaful insurance in the Family Care for your family or individual health care non-saving.

Musing on the House

Recently we often see the news of a fire, theft, flood, and others. Whether the market, office, and residential. If it overrides natural home that you use now, imagine what will happen. Maybe not all people have enough money to rebuild houses in the accident have Takaful Insurance House Full Package Fire and housing to keep your risk of damage to the house price premium is affordable.

Musing on the means of transportation

Do you have a car or motorcycle? Your vehicle also has a possibility of an accident. Even with the drive is very careful can still fall victim due to carelessness of other drivers do not know the rules.

When the risk of an accident is quite big, there's no one to take car insurance. Especially when the vehicle is to support you in finding support and take you in day-to-day activities. If you have insurance, the damage occurs when an insurance company will bear. Takaful program provides All Risk, Abror, and TLO (total lost only) to repair damage to your car.

Conclusion

There are a variety of insurance that you prioritize. Then you can determine whether it needs to take some or all of the need. You know your exact condition. Welcome to join the insurance.

colonization

basically everyone has the desire of life, the life without any obstacles, barriers and hostility from many parties, but the desire of excessive self-made man, do not want to be other people, even when necessary, other people in our power, whether human greed like this can not be in the fox.

from selfishness often cause human colonization of new products, because of selfishness, they are willing to do all things, when other people do not need to obtain what they have, if the self-soul is still in force to colonize certain friends, family and community around.

changes need to be done, if you are having the nature of selfishness, but self-love to encourage both do good only, not for others, when self-certainty of life may be so good.

"fight against militancy" selfishness needs to be improved, because in addition to colonize ourselves, we also take on the behavior that is not good, of course, management needs to be regulated so that the ego does not happen